Welcome to AAFMAA’s BeyondBasic® Enrollment Portal for OCS Candidates, your gateway to receiving all the benefits of AAFMAA Membership, with $100,000 life insurance coverage — guaranteed. This exclusive opportunity is only available to select servicemembers like you. Enrolling is easy and your Membership is instant! We look forward to having you on board.

Who Qualifies for BeyondBasic®:
  • You must be full-time, active duty military or a member of the National Guard or Reserve and meet one of the following qualifications:
    • You must have joined the military within the last nine (9) months
    • You must have started OCS/WCSA within the past nine (9) months

Note: This application is for new AAFMAA Members only. You may only hold one (1) BeyondBasic® policy.

Career Assistance Program (CAP) Loan Member Benefit

As a current OCS candidate, when you join AAFMAA with $100,000 of BeyondBasic term life insurance, you also become eligible for the CAP Loan benefit of Membership.

The CAP Loan is a $5,000 personal loan that you pay back over 5 years at 1.5% interest. Nearly 50,000 servicemembers have taken advantage of this Membership benefit since it was created. You can use the funds to help pay for your next PCS, buy your new uniforms, celebrate with your family on vacation, or anything else you may need. It’s totally up to you. No credit check. No collateral. No prepayment penalty.

Important Note: This application is for new Members and first-time CAP applicants only. Already a Member or had a CAP Loan? You might qualify for another one! Call us at 866-724-0387 to find out.

How to Enroll

To start your application, gather the information you need to apply (see list below), then simply press the “BEGIN” button. Follow the instructions to enter your personal contact and other information. On the second page, select BeyondBasic® as the product for which you are applying and a checkbox to include the CAP Loan Member benefit application will appear. Select that checkbox to add the CAP Loan to your application submission.

Completing your application for AAFMAA Membership, including BeyondBasic coverage and the CAP Loan Member benefit, should take about 15 minutes. Your application session will time out after one hour, so be sure to save your progress if you need more time or you want to return later.

What You Need to Apply:
  • Your Social Security Number
  • Your Date of Birth
  • Addresses of anyone who may be named in your policy (such as owners and payers)
  • A Copy of Your ID (driver’s license or passport)
  • Documentation proving the date you joined the military or the date you began OCS/WCSA
  • Copy of Your LES
You will be able to upload electronic copies of your ID, LES and any other required information at the end of the application process.

Need help? Talk to an AAFMAA Membership Coordinator toll-free at 866-724-0387, Monday through Friday, 8:30 a.m. to 7:00 p.m. ET.

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